---
title: 2021 Inflation Adjusted Amounts for HSAs
description: The IRS released the inflation adjustments for health savings accounts (HSAs) and their accompanying high deductible health plans (HDHPs) effective for 2021.
---

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# [2021 Inflation Adjusted Amounts for HSAs](https://www.lgplanninggroup.com/blog/2021-inflation-adjusted-amounts-for-hsas)

 Written by [Gary Levine](https://www.lgplanninggroup.com/blog/author/gary-levine) | Jun 11, 2020 5:12:05 PM

The IRS released the inflation adjustments for health savings accounts (HSAs) and their accompanying high deductible health plans (HDHPs) effective for calendar year 2021. Most limits increased from 2020 amounts.

 

#### Annual Contribution Limits

For calendar year 2021, the limitation on deductions for an individual with **self-only coverage** under a high deductible health plan is **$3,600**. For calendar year 2021, the limitation on deductions for an individual with **family coverage** under a high deductible health plan is **$7,200**.

 

#### High Deductible Health Plans

For calendar year 2021, a “high deductible health plan” is defined as a health plan with an **annual deductible that is not less ****than $1,400 for self-only coverage** or **$2,800 for family coverage** (unchanged from 2020), and the **annual out-of-pocket ****expenses** (deductibles, co-payments, and other amounts, but not premiums) **do not exceed $7,000 for self-only coverage** or **$14,000 for family coverage**.

 

Non-calendar year plans: In cases where the HDHP renewal date is after the beginning of the calendar year (i.e., a fiscal year HDHP), any required changes to the annual deductible or out-of-pocket maximum may be implemented as of the next renewal date.

 

#### Catch-up Contribution

Individuals who are age 55 or older and covered by a qualified high deductible health plan may make additional catch-up contributions each year until they enroll in Medicare. The additional contribution, as outlined by the statute, is $1,000 for 2009 and thereafter.

[View full post](https://www.lgplanninggroup.com/blog/2021-inflation-adjusted-amounts-for-hsas)

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