Umbrella & Excess Liability
Protect Your Business
Get the protection you need to keep your business running smoothly. From property damage to the times when the really unexpected happens and more protection is needed, LG Planning Group has your back with umbrella and excess liability coverage. Perhaps you want broader coverage for those instances that regular liability coverage just won’t take care of, or maybe you want coverage that expands beyond the financial limits of your current policy. For these occasions, the LG Planning Group team provides a sense of contentment that should the worst happen, everything is under control.
Umbrella & Excess Liability coverage is all about an extra layer of confidence. When certain policy stipulations are not covered by your regular insurance, or if an incident exceeds total financial coverage, policyholders are the ones left footing the bill, which can severely impact their operations and their bottom line. In these cases, organizations can protect themselves with excess and umbrella liability coverage, which increases the limits of their existing policies.
Our Philosophy
At LG Planning Group, we believe that with the proper coverage, you should never suffer financial hardship when something goes wrong. We’ll help you select the right umbrella and excess policies for your unique organization so that you’re always ready for the unexpected.
Here’s how Umbrella & Excess Liability works:
- It covers claims that exceed your underlying policy(s) limits
- It expands your coverage with broader terms to include losses outside of what’s listed inyour underlying policy
Benefits of Working with us
Excess and umbrella liability insurance won’t affect your underlying policies or change the terms of your general liability insurance. However, it does offer additional limits. And in the case of umbrella coverage, it also broadens the scope to cover situations that may not be included in your underlying policy. Ultimately, it’s about mitigating big risks to keep you afloat.
Get in touch
Tell us a little about your organization or schedule a time that works for you and let’s get started.