---
title: Umbrella Insurance | LG Planning Group
description: LG Planning Group specializes in all aspects of umbrella insurance. We help protect against large and potentially devasting liability claims.
---

# Umbrella

## Protect Against the Unexpected

Life throws us curveballs, but that doesn’t mean your insurance has to swing and miss. We design specialized umbrella policies that minimize your risk for those unexpected events. Cover all your bases with LG Planning Group.

Life certainly has uncertainties, that’s why we help protect our client’s best interests when it comes to excess liabilities. LG Planning Group finds the best options for umbrella insurance that protects you and your family in good times and bad, giving you the peace of mind knowing that you’re truly covered.

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![An United States Court House in New York City.](https://www.lgplanninggroup.com/hs-fs/hubfs/An%20United%20States%20Court%20House%20in%20New%20York%20City..jpeg?width=1000&height=669&name=An%20United%20States%20Court%20House%20in%20New%20York%20City..jpeg "An United States Court House in New York City.")

 

![business woman with her partner in an office smiling](https://www.lgplanninggroup.com/hubfs/business%20woman%20with%20her%20partner%20in%20an%20office%20smiling.jpeg "business woman with her partner in an office smiling")

Did you know a personal umbrella, can do more than just provide excess liability protection?

Our expertly crafted umbrella policies can provide drop-down coverages that may not be assumed under your current standard umbrella policy, including:

- Uninsured/Under-Insured Motorist Coverage: Additional liability protection in the event you are involved in a motor vehicle incident
- **Not For Profit Director’s & Officer’s Liability:** Protection for you and your family, in the event you are named in a lawsuit as a result from any NFP board you may sit on.
- **Household Employees’ – Employment Practices Liability:** Protection for possible household employees (gardener, babysitter/nanny, personal chef, maid, etc..)
- **Personal Cyber Liability**

### Benefits of Working with us 

When clients use LG Planning Group for protecting their family and assets, and the right umbrella coverage can do jus that. Our clients get great rates and specialized knowledge to make sure they have the right coverage to protect against whatever unexpected event may occur. 

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![Hand about to bang gavel on sounding block in the court room](https://www.lgplanninggroup.com/hs-fs/hubfs/Hand%20about%20to%20bang%20gavel%20on%20sounding%20block%20in%20the%20court%20room.jpeg?width=1000&height=667&name=Hand%20about%20to%20bang%20gavel%20on%20sounding%20block%20in%20the%20court%20room.jpeg "Hand about to bang gavel on sounding block in the court room")

###### Who We Collaborate With

## Meet our Partners

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##### Chubb

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##### PURE

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##### Nationwide

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##### NBIC

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##### AIG

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###### Contact Us

## Get in touch

Tell us a little about your organization or schedule a time that works for you and let’s get started.