Whether you need a short-term solution for income replacement or a permanent strategy to protect and grow wealth accumulation that covers you and your family’s needs, LG Planning Group life advisors are here to help. Our advisors will create a customized plan based on your goals and walk you through the process from application to binding to execution.
Life Insurance has many uses and annuities provide a method to continue maintaining an income after retirement. Your goals and plans play a major role in determining which life insurance product or annuity structure makes sense for your situation. Things like premium amount, number of years, plan additions, and payment structure play a role in what we determine is right for you. Book a time with one of our experienced advisors and start planning for tomorrow.
Your LG Planning Group advisor will Help you:
Term Life Insurance
Term Life Insurance is a lower-cost, temporary type of life insurance that provides a death benefit to the policy's beneficiary should the insured person or policyholder die within a specified period. This type of insurance is most often used to provide financial support to the beneficiary. Term life is often purchased to provide income replacement for families, spouses, and children, to pay obligations such as mortgages and loans, and can also be used in business arrangements. Talk to one of our advisors to see if Term Life Insurance is the right policy type for you.
Whole Life Insurance
Whole Life Insurance is a type of permanent life insurance that provides a death benefit and an accrued cash amount to the policy’s beneficiary should the policy be terminated, or the insured person or policyholder when they die. There are many applications for and ways to use Whole Life Insurance including estate protection, and adding Long Term Care, Critical Illness, disability, and more. Talk to one of our advisors to see if Whole Life Insurance is the right policy type for you.
Universal Life Insurance
Universal Life Insurance is another form of permanent life insurance. Universal Life and whole life are similar in that they are both typically comprised of two parts: an insurance part providing a death benefit and an investment, saving, or cash part. While whole life policies offer more consistency, Universal Life policies offer more flexibility and customization of plan design. There are many types of universal life policies and many applications. Talk to one of our advisors to see if Universal Life Insurance is the right policy type for you.
If you are looking for a stable tax-deferred investment that will provide a post-retirement income for life, then an Annuity might be the right insurance product for you. Annuities come in many different shapes, sizes, and structures — all to help you reach many of your retirement goals. Learn more about Annuities by talking to one of our experienced advisors.
What Our Clients Are Saying
LG Planning Group represents My company as our broker partner and advisor for health benefits. This group is a partner and always available. Many brokers write new business and leave you, not LG. Their service levels from top to bottom are hands-on and works hard on behalf of my staff. Our partnership with LG continues evolve as they care about all aspects of our business. I highly recommend LG whether you are searching for a new broker or considering a change, after meeting them you will see and feel a difference
We have been a client of LG Planning Group since 2013. My company and I have entrusted them to provide health insurance as well as other planning services for myself and the owners. They consistently provide us with prompt, friendly, and reliable advice & service.
No question is unanswered! On a personal level, one of the owners of our organization passed away, and our client service rep, Ms. Olivia Abrams went above and beyond to make sure the health insurance did not lapse on the surviving widow and children.
We look forward to working with them in the coming years!
We have been using LG planning for our employee benefits for the past three years. Gary and his team, specifically Olivia, are always available to answer any questions we have throughout the year. Olivia goes above and beyond when we have inquiries about our plans and invoices. During open enrollment Susan creates presentations, recordings, and assists us with enrolling employees which is extremely helpful. We recently began to utilize more of LG’s services because LG planning has exceeded our expectations. I would recommend their services to any business!
We've been working with LG Planning Group for years, and I've always been impressed by the service they provide. From a thorough price and plan comparison each year at renewal, to the responsiveness from the team for any and all questions my team and I present, I have nothing but good things to say about the entire LG team! I would highly recommend them for your employee benefit needs.
Melissa Di Diego
We use LG Planning Group for Benefit Administration. The LG team is reliable, committed, experts and professional. They will go the extra mile to help their clients to understand products, services and technical support. The LG team can be in touch on an on-going basis throughout many processes to help coordinate efforts. I am looking forward to expanding the business relationship.
We have been working with LG Planning Group for close to 30 years. They have been instrumental in helping us understand and navigate the complexities in health care benefits. Over the last several years, LG planning group has helped us find the best Professional Employment Organization (PEO) to manage our benefits, HR, and payroll services. LG Planning Group offers knowledgeable expertise and understands our goals and vision for growth. They provide excellent service and support.
LG Planning Group has been our insurance agents for over 12 years. The service is excellent and the support bar none the best of any vendor; insurance or otherwise. If they do not have the answer; they will not stop until a solution is found. I would highly recommend LG Planning Group for all of your business and personal insurance needs as well as their financial planning division.
We have been with LG Planning Group since early 2014, and they have truly partnered with us for the long term. In today's automated world, they pick up every phone call and are eager and willing to help right out of the gate. Every member that I speak with is well informed and knowledgeable about what I am asking for. If not, they promptly get back to me with all the pertinent information and beyond. They have truly been an asset to us over the years and I am thankful to have them as our partner guiding us in our health care, practices, policies and beyond. Thank you team LG!
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