Blogs & Articles

Life Insurance Medical Exams: What You Need to Know

on Jan 23, 2023 11:25:08 AM By | Matthew Glazer | 0 Comments | life insurance
When applying for life insurance, you will probably have to undergo a medical exam to identify any health conditions that could potentially shorten your life and subsequently determine your premium. These exams are completed by paramedical health care professionals who are hired by the insurance company—with all exam costs covered by the insurance company as well. Below is some useful information to learn more about how to prepare for life insurance medical exams, what to expect during an exam and the next steps following an exam.
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Understanding Section 125 Plans (Cafeteria Plans)

on Dec 28, 2022 11:14:22 AM By | Matthew Glazer | 0 Comments | Section 125 Plans Cafeteria Plans Employee Benefits
Many employers struggle with the challenge of providing an attractive compensation package at an affordable price. One tool available to meet this challenge is the Section 125 plan. Section 125 plans are also commonly referred to as cafeteria plans. While there are different types of Section 125 plans, each provides the opportunity to save money by reducing both the employer’s and employees’ tax liability. This article will outline for you the basics of offering a Section 125 plan.
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FEMA Flood No Longer Required for FHA Loan Products

on Dec 20, 2022 3:03:01 PM By | Louis Blangiardo | 0 Comments | Flood Insurance & Excess Flood private flood insurance
Starting December 21, 2022, mortgagors can purchase private flood insurance on FHA-insured mortgages for properties located in Special Flood Hazard Areas (SFHAs).
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Pros & Cons of Return-of-Premium Life Insurance

on Dec 15, 2022 10:02:37 AM By | Matthew Glazer | 0 Comments | life insurance Return-of-Premium Life Insurance
Life insurance is a valuable component of a benefits strategy, as it has been shown to be held in high value by employees. According to the U.S. Bureau of Labor Statistics, of the 58% of private industry workers who are offered life insurance benefits by their employers, 97% choose to enroll.
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The Benefits of Fiduciary Liability Insurance

on Dec 1, 2022 11:12:40 AM By | Matthew Glazer | 0 Comments | Fiduciary Liability Insurance
If your company has representatives involved in managing pensions, savings, profit-sharing, employee benefits and welfare plans, that makes them liable if they breach their fiduciary duties. As a business owner, if this responsibility belongs to you, or someone else in your organization, it is imperative that you understand the responsibilities to avoid potential liability and the benefits to having fiduciary liability insurance.
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How to Use Life Insurance to Fund Buy-Sell Agreements

on Nov 17, 2022 11:01:12 AM By | Matthew Glazer | 0 Comments | life insurance buy-sell agreements
There are many benefits that a buy-sell agreement can provide for you and your company. Here’s a quick overview on the basics of a buy-sell agreement along with the types of available plans.
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Is the Quiet Quitting Trend Impacting Your Business?

on Nov 9, 2022 1:20:56 PM By | Louis Blangiardo | 0 Comments | Property & Casualty
Quiet quitting is a new and somewhat controversial trend in the business world. While some news outlets have called it a fake trend, the widely-respected research company Gallup reports that it’s a legitimate phenomenon that’s now affecting up to 50% of the workforce.
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Group-term Life Insurance: Commonly Asked Questions

on Nov 4, 2022 12:29:59 PM By | Matthew Glazer | 0 Comments | life insurance Group-term Life Insurance
Many employers provide employees with employer-paid group-term life insurance benefits or arrange for employees to purchase group-term life insurance benefits. Internal Revenue Code (Code) Section 79 includes the tax rules for employer-provided group-term life insurance.
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Understanding Double Extortion Ransomware Attacks and How to Prevent Them

In recent years, ransomware attacks have steadily been on the rise. These incidents—which entail cybercriminals compromising a device or server and demanding a large payment be made before restoring the technology (as well as any data stored on it) for the victim—are one of the most damaging cyberattack methods, incurring an average of $1 million in total losses per incident.
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Coverage for Social Engineering Attacks (Crime vs. Cyber Insurance)

on Oct 27, 2022 2:27:30 PM By | Louis Blangiardo | 0 Comments |
Considering the recent cyberattacks on multiple US-based airport websites, we felt that this article was timely and should be shared with and by all business owners. Now is the time to sure up your systems and make your employees aware of cyber threats and how they can be targeted.
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